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Real Estate

Documents to Keep Ready Before Buying Homeowners Insurance

Buying homeowners insurance is easier when you have the right information ready before requesting quotes. Insurers need to understand the property they are being...

7 Photos Homeowners Should Take to Support an Insurance Claim

When a home is damaged by a storm, fire, burst pipe, falling tree or another unexpected event, homeowners often focus on making repairs and...

USAA vs Farmers: 7 Things Homeowners Should Know Before Choosing

Choosing homeowners insurance involves more than finding the lowest annual premium. Homeowners need to consider how much it would cost to rebuild their property,...

Differences Between Landlord Insurance and Homeowners Insurance

Owning a home and owning a rental property may involve the same building, mortgage payments, maintenance responsibilities and exposure to property damage. However, the...

Why Lower Monthly Debt Payments Can Change How Consumers Think About Their Finances

A lower monthly debt payment can feel like an immediate financial victory. The balance may not have changed very much. The interest rate may not...

6 Ways Homeowners Are Using HELOCs Beyond Home Renovations

For years, the home equity line of credit was closely associated with one particular financial decision: borrowing money to improve the house. A new kitchen....

Questions to Ask Before Turning Home Equity Into Spending Power

For many homeowners, home equity can feel like money that is sitting there waiting to be used. Years of mortgage payments have reduced the balance....

7 Reasons Homeowners Are Turning to HELOCs Instead of Refinancing

For years, refinancing was one of the most familiar ways for homeowners to tap into the value they had built in their homes. Replace...

5 Things Homeowners Should Compare Before Choosing a HELOC Lender

A homeowner shopping for a home equity line of credit can easily fall into the same trap as someone shopping for a mortgage: find...

Why Falling Home Prices Aren’t Necessary for Housing Affordability to Get Worse

When housing affordability deteriorates, most people expect the cause to be obvious. Home prices must be rising. That seems logical. If houses become more expensive while...

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