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Property Investment

Why Falling Home Prices Aren’t Necessary for Housing Affordability to Get Worse

When housing affordability deteriorates, most people expect the cause to be obvious. Home prices must be rising. That seems logical. If houses become more expensive while...

Why Home Equity Is Losing Some of Its Financial Advantage When Insurance Costs Rise

For years, rising home equity has been one of the clearest financial benefits of owning a home. A homeowner buys a property, pays down the...

Why Rising Insurance Costs Could Change Which Homes Buyers Consider Affordable

For years, homebuyers have been taught to begin their search with a few familiar numbers. The purchase price. The down payment. The mortgage rate. And the estimated monthly...

Why a More Buyer Friendly Housing Market Doesn’t Necessarily Mean Homes Are More Affordable

The U.S. housing market is becoming more buyer friendly in several important ways. There are more homes available than there were a year ago. Properties...

Why HELOCs Are Becoming a Bigger Part of the Household Financial Toolbox

For years, homeowners primarily thought about home equity in one of two ways: as wealth accumulated through property appreciation and mortgage repayment or as...

Why Homeowners Are Choosing Second Mortgages Over Refinancing

For homeowners who need access to cash, refinancing used to be one of the most obvious options. A homeowner could replace an existing mortgage with...

Why “Locked-In” Homeowners Still Feel Financially Trapped

On paper, millions of American homeowners are in an enviable position. They locked in ultra low mortgage rates years ago. Their monthly payments are...

Why More Homeowners Are Choosing Budget Friendly Upgrades Instead of Full Renovations

For years, major home renovations were viewed as the gold standard of property improvement, the kind of investment that promised higher resale value, better...

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