When housing affordability deteriorates, most people expect the cause to be obvious.
Home prices must be rising.
That seems logical. If houses become more expensive while...
For years, homebuyers have been taught to begin their search with a few familiar numbers.
The purchase price.
The down payment.
The mortgage rate.
And the estimated monthly...
The U.S. housing market is becoming more buyer friendly in several important ways.
There are more homes available than there were a year ago. Properties...
For homeowners who are locked in a mortgage rate during 2020 or 2021, today's housing market can create a difficult financial choice.
Their home may...
For years, rising home values have been one of the biggest sources of financial security for American homeowners.
A homeowner who purchased a property years...
For decades, home equity was treated as the quiet part of homeownership.
You bought a house, made your mortgage payments, watched the property appreciate and...
Homeowners generally think of insurance as a recurring expense: the bill arrives, it gets paid and the household moves on.
But when insurance premiums rise...
For decades, the basic financial equation of homeownership was relatively straightforward.
Buy a property, secure a mortgage, make the payments and gradually build equity.
But the...
