Why More Americans Are Using Home Equity to Pay Off Debt (And the Risks)

Home values are still elevated. Balances are still high. It's no surprise homeowners are...

The New Homebuying Calculation: Why Buyers Are Looking Beyond the Mortgage Payment

For years, one number dominated the homebuying conversation: the monthly mortgage payment. Buyers would calculate how much they could borrow, compare interest rates, estimate principal...

Thailand Launches System For Tourists to Swap Crypto For Cash in Bid to Become Bitcoin-Friendly Hotspot

Thailand pressed ahead with its crypto‑linked tourism payments push amid softer 2025 arrivals, with...

TOP STORIES

Why Mortgage Lock In Is Preventing Millions of Homeowners From Moving

For decades, the housing market has relied on a natural cycle of movement. First time buyers purchase starter homes, growing families move into larger...

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Spotlight

Why Renting and Investing Is Becoming a Serious Alternative to Buying a Home

For generations, buying a home has been treated as one of...

Why Homeowners Are Renovating Instead of Moving and What That Means for Household Debt

For years, moving was the natural solution when a home stopped...

How Higher Insurance Costs Can Turn Short Term Borrowing Into Long Term Debt

Homeowners generally think of insurance as a recurring expense: the bill...

News

How Mortgage Rate Volatility Is Changing Homebuying Decisions

For years, homebuyers have been...

Should You Use Home Equity to Pay Off Student Loans?

It sounds logical at first. Student loans carry interest.Home equity borrowing often comes with lower rates. So why not replace expensive student debt with cheaper, home...

Are Consumers Becoming Too Dependent on Credit to Maintain Lifestyle Stability?

It doesn’t always look like a problem. Bills are paid.Groceries are stocked.Subscriptions stay active.Life keeps moving. But behind that stability, there’s a quieter shift happening: For many...

What the Labor Market Data Misses About Household Stress

On paper, the labor market looks resilient. Employment remains high. Job openings still outnumber job seekers in many sectors. Wages continue to grow, at...

What the Next Recession Will Expose About Household Finances

For much of the past year, the headline story has been resilience. Jobs numbers look solid. Consumer spending hasn’t collapsed. Markets keep finding reasons...

Top Stories

The New Homebuying Calculation: Why Buyers Are Looking Beyond the Mortgage Payment

For years, one number dominated the homebuying conversation: the monthly mortgage payment. Buyers would calculate how much they could borrow, compare interest...

Why More Homeowners Are Becoming “Equity Rich but Cash Flow Poor”

For years, rising home values have been one of the biggest sources of financial security for American homeowners. A homeowner who purchased...

Market News

What the Labor Market Data Misses About Household Stress

On paper, the labor market...

The 5 Biggest Mistakes People Make With Home Equity

American homeowners are sitting on record levels of equity. Most of them will manage it wisely. A significant number will make one of five...

Regional Differences in HELOC Accessibility and Consumer Risk

A home equity line of credit or HELOC sounds straightforward. You borrow against your home’s value. You draw what you need. You repay over...

When Does a Cash Out Refinance Become Too Risky?

A cash out refinance can look like a clean solution. You replace your existing mortgage, pull out equity and use the funds for whatever you...

When “Middle Class” Became a Financial Risk Category

For decades, the American middle class was treated as a position of stability. Not wealthy, not struggling, but insulated. A steady job, a mortgage,...