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Why Falling Home Prices Aren’t Necessary for Housing Affordability to Get Worse

When housing affordability deteriorates, most people expect the cause to be obvious. Home prices must be rising. That seems logical. If houses become more expensive while...

Why Home Equity Is Losing Some of Its Financial Advantage When Insurance Costs Rise

For years, rising home equity has been one of the clearest financial benefits of owning a home. A homeowner buys a property, pays down the...

Why Rising Insurance Costs Could Change Which Homes Buyers Consider Affordable

For years, homebuyers have been taught to begin their search with a few familiar numbers. The purchase price. The down payment. The mortgage rate. And the estimated monthly...

Why a More Buyer Friendly Housing Market Doesn’t Necessarily Mean Homes Are More Affordable

The U.S. housing market is becoming more buyer friendly in several important ways. There are more homes available than there were a year ago. Properties...

The New Home Equity Equation: More Wealth, Less Liquidity

For much of the past decade, rising home values have transformed the financial position of millions of homeowners. A property purchased years ago may now...

Why Access to Home Equity Can Become Harder When You Need It Most

For many homeowners, home equity represents a form of financial security. A property may have appreciated significantly over the years, while the outstanding mortgage balance...

What Happens When Your Home Is Worth More but Your Finances Feel Tighter?

There is a financial contradiction facing many homeowners today: their homes may be worth considerably more than when they bought them, yet their monthly...

How HELOCs Work (And When They’re a Smart Move)

For many homeowners, a home is more than just a place to live; it's also one of their largest financial assets. As mortgage payments...

The Growing Impact of Maintenance Costs on Homeowner Finances

For many people, homeownership represents financial stability, long term wealth building, and personal security. Buying a home is often viewed as one of life's...

Why HELOC Usage Is Expanding Beyond Home Renovations

For many years, Home Equity Lines of Credit (HELOCs) were closely associated with one primary purpose: financing home improvements. Homeowners commonly used them to...

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