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Market Analysis

Using a HELOC for Investing: Smart Leverage or Dangerous Strategy?

On paper, it sounds like a shortcut to building wealth: tap into your home equity at a relatively low rate, invest it and let...
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When Does a Cash Out Refinance Become Too Risky?

A cash out refinance can look like a clean solution. You replace your existing mortgage, pull out equity and use the funds for whatever you...
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Can a HELOC Hurt Your Credit Score?

A Home Equity Line of Credit (HELOC) can be useful for accessing funds at a relatively lower rate than many unsecured loans. But like...
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Will Housing Supply Shortages Keep Refinancing Activity Low?

Refinancing usually follows a simple pattern. When rates drop, activity rises.When rates rise, activity slows. But there’s another factor that’s becoming more important in the background: housing...
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Market Analysis

The Future of Government Backed Insurance Markets

Government backed insurance was never meant to be the main stage. It was designed as a backstop, a temporary solution when private markets couldn’t...
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