For much of the postwar era, economic policy rested on a simple assumption: income was stable. Paychecks arrived on schedule. Jobs lasted. Benefits followed...
There was a time when bills were something households managed. Today, for many Americans, they feel more like something that manages them.
Monthly obligations such...
Where Americans live has always shaped their financial lives. But increasingly, geography isn’t just about cost of living or job opportunity it’s about exposure.
From...
For generations, financial stability was defined by predictability. A steady paycheck. A fixed mortgage. Bills you could plan around. Once those pieces were in...
By nearly every traditional measure, the American consumer entered 2025 looking resilient. Employment remains historically strong. Wage growth, while moderating, has outpaced pre-pandemic norms....
For decades, insurance has quietly served as the financial shock absorber of American life. Hurricanes, floods, droughts, and wildfires insurers paid, rates rose modestly,...
When Americans talk about healthcare costs, insurance premiums usually take center stage. Deductibles climb. Networks shrink. Employer plans grow more restrictive. And the frustration...
On paper, U.S. inflation is cooling. Headline CPI has come off its 2022 peak. Wages are growing modestly. Some consumer costs have stabilized.
Yet for...
For years, the financial challenges facing the American middle class were easy to spot housing, healthcare, childcare, student loans. But in 2025, another pressure...
For years, the debt relief industry operated in a predictable rhythm: aggressive advertising, large call centers and settlement programs that moved at the pace...
