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Housing Market

Things to Compare Before Choosing a Health Insurance Plan

Choosing a health insurance plan is one of the most important financial decisions individuals and families make each year. The right policy can help...

Mistakes That Can Complicate a Home Insurance Claim

When a home is damaged by a storm, fire, burst pipe, theft or another unexpected event, homeowners often focus on getting repairs started and...

7 Factors That Can Make Home Insurance More Expensive in Your State

Homeowners insurance costs can vary dramatically depending on where a property is located. Two homeowners with similar houses and comparable coverage may receive very...

6 Things to Know Before Buying Personal Umbrella Insurance

A serious car accident, an injury on your property, or a lawsuit involving damage to someone else's belongings can create financial obligations that exceed...

Why Homeowners Are Renovating Instead of Moving and What That Means for Household Debt

For years, moving was the natural solution when a home stopped fitting a household's needs. A growing family could move into a larger house. A...

Why Homeowners Shouldn’t Treat a HELOC as a Solution to Permanent Cost Increases

For homeowners with substantial equity, a home equity line of credit can feel like one of the most useful financial tools available. A HELOC can...

The New Homeownership Risk: When Your House Is Valuable but Increasingly Expensive to Insure

For decades, homeowners have generally viewed rising property values as good news. A home worth more than it was purchased for can mean greater net...

Why Insurance Is Becoming a Bigger Part of the Homeownership Financial Equation

For years, homeowners largely viewed insurance as a background expense. It was necessary. It appeared on the annual budget. Mortgage lenders required it. But compared...

Why High Income Households Can Still Become Overleveraged

High income is often treated as a form of financial protection. The assumption is understandable: if a household earns substantially more than the average family,...

Why More Homeowners Are Using Debt to Preserve Their Emergency Savings

For years, homeowners were generally encouraged to use available cash to avoid borrowing whenever possible. The logic was simple: if you have the money, why...

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