For decades, financial security followed a familiar script: stable job, homeownership, retirement account, upward mobility. It was linear and asset based.
Younger Americans are rewriting...
Financial stress used to feel episodic. A job loss. A medical bill. A recession.
Today, for many households, it feels ambient.
Not acute enough to trigger...
Housing rarely collapses all at once. It tightens gradually.
A few years ago, the conversation centered on bidding wars and surging prices. Today, the tone...
The headlines focus on rising premiums. The quieter story is availability.
Across parts of the country, households are discovering that the bigger problem isn’t just...
Debt relief has always lived in the margins of the financial system. It expands during periods of stress and retreats when households regain footing....
By many headline measures, the U.S. economy looks solid. Unemployment remains low. GDP growth hasn’t collapsed. Corporate earnings continue to surprise on the upside....
For all the spreadsheets, budgeting apps, and long term planning Americans do, one line item continues to resist control: healthcare.
It doesn’t behave like housing....
