For decades, financial security followed a familiar script: stable job, homeownership, retirement account, upward mobility. It was linear and asset based.
Younger Americans are rewriting...
Financial stress used to feel episodic. A job loss. A medical bill. A recession.
Today, for many households, it feels ambient.
Not acute enough to trigger...
Housing rarely collapses all at once. It tightens gradually.
A few years ago, the conversation centered on bidding wars and surging prices. Today, the tone...
The headlines focus on rising premiums. The quieter story is availability.
Across parts of the country, households are discovering that the bigger problem isn’t just...
An insight driven look at America’s growing dependence on borrowed money.
Introduction: Credit as the New Emergency Fund
For decades, U.S. households were encouraged to build...
For many Americans, home insurance is no longer a simple cost of homeownership, it's becoming a major financial burden. Recent data from 2025 suggests...
American homeowners are facing a growing and deeply concerning trend: a sharp, sustained rise in home insurance premiums. Even policyholders who’ve never filed a...
