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U.S. Economy

Why Younger Americans Are Redefining Financial Security

For decades, financial security followed a familiar script: stable job, homeownership, retirement account, upward mobility. It was linear and asset based. Younger Americans are rewriting...

Why Households Are Normalizing Financial Stress

Financial stress used to feel episodic. A job loss. A medical bill. A recession. Today, for many households, it feels ambient. Not acute enough to trigger...

The Slow Unraveling of Housing Affordability

Housing rarely collapses all at once. It tightens gradually. A few years ago, the conversation centered on bidding wars and surging prices. Today, the tone...

The Insurance Pullback No One Is Talking About

The headlines focus on rising premiums. The quieter story is availability. Across parts of the country, households are discovering that the bigger problem isn’t just...

Are Employers Falling Behind the Real Cost of Living?

On paper, wages are rising. Job openings remain plentiful. Employers point to higher pay, expanded benefits, and a competitive labor market. Yet many workers feel...

Debt Is Becoming a Budget Tool, Not a Crisis Response

There was a time when debt marked a breaking point. Credit cards were used when something went wrong. Loans were taken after options ran...

Why Job Growth Isn’t Translating Into Financial Confidence

By traditional measures, the labor market looks healthy. Employment levels are high. Layoffs remain historically low. Job openings still outnumber available workers in many...

The Economic Squeeze No One Campaigns On

Every election cycle has its talking points. Jobs numbers. Inflation. Taxes. Housing. Healthcare. These issues dominate speeches, debates, and policy platforms. Yet there is a...

What the Next Recession Will Expose About Household Finances

For much of the past year, the headline story has been resilience. Jobs numbers look solid. Consumer spending hasn’t collapsed. Markets keep finding reasons...

The Fragility Beneath a “Strong” Economy

By many headline measures, the U.S. economy looks solid. Unemployment remains low. GDP growth hasn’t collapsed. Corporate earnings continue to surprise on the upside....

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