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Why Falling Home Prices Aren’t Necessary for Housing Affordability to Get Worse

When housing affordability deteriorates, most people expect the cause to be obvious. Home prices must be rising. That seems logical. If houses become more expensive while...

Why Home Equity Is Losing Some of Its Financial Advantage When Insurance Costs Rise

For years, rising home equity has been one of the clearest financial benefits of owning a home. A homeowner buys a property, pays down the...

Why Rising Insurance Costs Could Change Which Homes Buyers Consider Affordable

For years, homebuyers have been taught to begin their search with a few familiar numbers. The purchase price. The down payment. The mortgage rate. And the estimated monthly...

Why a More Buyer Friendly Housing Market Doesn’t Necessarily Mean Homes Are More Affordable

The U.S. housing market is becoming more buyer friendly in several important ways. There are more homes available than there were a year ago. Properties...

Why Mortgage Lock In Is Preventing Millions of Homeowners From Moving

For decades, the housing market has relied on a natural cycle of movement. First time buyers purchase starter homes, growing families move into larger...

What Happens to Your HELOC in a Housing Market Correction?

For many homeowners, a Home Equity Line of Credit (HELOC) provides a valuable source of financial flexibility. It allows borrowers to access the equity...

The Growing Challenge of Turning Home Wealth Into Financial Flexibility

For millions of homeowners, a house is more than just a place to live; it is also the largest source of personal wealth they...

Why Your Low Mortgage Rate Might Be Holding You Back

A low mortgage rate is usually considered one of the best financial advantages a homeowner can have. If you locked in a mortgage at 3%...

HELOC Freeze Risk: Why Lenders Reduce Credit Lines During Downturns

A Home Equity Line of Credit (HELOC) is often promoted as one of the most flexible borrowing tools available to homeowners. Unlike a traditional...

The Difference Between Using Home Equity and Losing Home Equity

Home equity is one of the most valuable financial assets many homeowners will ever accumulate. It represents the portion of a home's value that...

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