For decades, financial security followed a familiar script: stable job, homeownership, retirement account, upward mobility. It was linear and asset based.
Younger Americans are rewriting...
Financial stress used to feel episodic. A job loss. A medical bill. A recession.
Today, for many households, it feels ambient.
Not acute enough to trigger...
Housing rarely collapses all at once. It tightens gradually.
A few years ago, the conversation centered on bidding wars and surging prices. Today, the tone...
The headlines focus on rising premiums. The quieter story is availability.
Across parts of the country, households are discovering that the bigger problem isn’t just...
There was a time when “pay yourself first” was standard financial advice. Build an emergency fund. Contribute to retirement. Save before you spend.
Today, for...
Most families don’t describe their finances as thriving. They say they’re “managing,” “getting by,” or “holding steady.” On the surface, that sounds like stability....
For years, rising home prices dominated the housing affordability conversation. Then mortgage rates took center stage. Now, a quieter but potentially more destabilizing force...
For much of the postwar era, economic policy rested on a simple assumption: income was stable. Paychecks arrived on schedule. Jobs lasted. Benefits followed...
There was a time when bills were something households managed. Today, for many Americans, they feel more like something that manages them.
Monthly obligations such...
